Home6 min read
FHSA vs. RRSP: the best way to save for your first home
Compare the First Home Savings Account and the RRSP Home Buyers’ Plan side by side.
9 guides
Strategy guides
Longer pieces that explain why a calculator gives the answer it does — what the rule is, where it comes from, and the cases where the obvious choice is wrong.
2 guides
Home
Home7 min read
Can I afford a house in 2026? The stress test explained
Understand Canada’s mortgage stress test and find out what you actually qualify for.
1 guide
Saving
Saving6 min read
TFSA vs. RRSP: which is better for you?
A practical Canadian guide to choosing between a TFSA and an RRSP based on your situation.
2 guides
Family
Family5 min read
How to maximize your CCB with RRSP contributions
Lower your adjusted family net income with strategic RRSP contributions to increase Canada Child Benefit payments.
Family6 min read
RESP: get $7,200 free from the government
Maximize the Canada Education Savings Grant for your children’s education.
2 guides
Retirement
Retirement7 min read
Take CPP at 60 or 70? The $100,000 question
Compare cumulative CPP payouts at different starting ages and find your break-even.
Retirement6 min read
The OAS clawback: how to keep your pension
Strategies to reduce the OAS recovery tax by managing retirement income sources.
1 guide
Business
Business7 min read
When should you incorporate your side hustle?
Sole proprietorship vs. corporation: find the income break-even point.
1 guide
Vehicle
Vehicle5 min read
The 20/4/10 rule: how much car can you really afford?
Use the 20/4/10 guideline to avoid being car-poor in Canada.
Shorter and more current
The blog
Guides cover the rules that hold from year to year. The blog covers what changed this year — bracket adjustments, new limits, and the questions readers send in.